Purchasing a home may be one of the biggest decisions you will ever make, and navigating today's housing market can seem impossible. Homeownership education is the single most effective tool for achieving successful homeownership. Informed homebuyers are successful homeowners. That is why ACTION-Housing now offers two options for education, our free personal counseling sessions, and a new online option.

The first time home buyers program assists potential homeowners in the home buying process through credit repair, education, and document review.  The housing adviser will walk you through the steps to buying a house, how to buy a house with bad credit, and how to pre-qualify for a mortgage.  Pre-purchase advising is especially vital in this economy.  Borrowers who complete counseling are 40% more likely to avoid 60-day delinquency than equivalent borrowers who do not participate in counseling.  Assistance is offered through every step of the home buying process.  At the first appointment, a credit report is reviewed and an action plan is developed.  Credit repair issues are addressed.  A savings plan is developed.  Once a person is ready to buy a house, the housing adviser acts as a neutral third party who can help review the mortgage documents in preparation for closing on a loan.  There is no income requirement for participation in the program.

ACTION-Housing is a HUD-approved counseling agency and our pre-purchase counsel advisers are certified by the NeighborWorks Center for Home ownership Education and Counseling (NCHEC) as well as the Pennsylvania Housing Finance Agency (PHFA).


Please save the PDF to your computer, fill out the form and submit using button in form. Or e-mail filled out form to aburkhart@actionhousing.org

For more information regarding personal counseling, please contact Dan Sullivan, at: (412) 281-2102 x2016 or via email at dsullivan@actionhousing.org.

ACTION-Housing now additionally offers an online option: Framework®. 

Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process and you can learn when, where, and how you like. It even works on your smartphone.

To get started, visit Framework. If you’d like to learn more first, watch this short overview video.

Framework meets many lenders’ requirements for homebuyer education, but check with yours to make sure an online course is acceptable